PECULIUM ICO

INTRODUCTION

PECULIUM is a revolutionary savings platform developed specifically to benefit

from managing a superior cryptocurrency portfolio with the help of artificial

intelligence based decision making.

PECULIUM also offers a variety of crypto-asset management products for

individual users and institutions. PECULIUM offers products with varying degrees

of autonomy over the asset management, which range from completely

autonomous (suitable for users and investors) to highly customizable (suitable for

professional traders, larger corporations, and brokers who are interested in

providing customized plans for their clients). The PECULIUM platform will allow

monitoring and management of crypto-assets in real time.

PECULIUM harnesses the power of big-data analytics and automated machine

learning (AML). PECULIUM utilizes state-of-the-art risk management algorithms to

minimize risks while growing portfolios.

Benefiting from decades of research in

the field of automated machine learning and artificial intelligence, PECULIUM has

developed the world's first autonomous crypto-asset management consultant

and supervisor AIΞVE, who is designed optimize risk management while adapting

most profitable strategies better than any human being could achieve.

PECULIUM values transparency of the business decisions. Therefore PECULIUM

operates over the Ethereum blockchain by virtue of smart-contracts. With the

combined power of smart-contracts and AIΞVE, PECULIUM ensures reliability,

flexibility, and transparency in crypto-asset management.

MARKET

Since the advent of the first blockchain-based cryptocurrency "Bitcoin" in January

2009, the cryptocurrency market has grown exponentially. According to recent

estimates, the global cryptocurrency market capitalization is approximately $150

billion USD.

Although in the last few years, the growth in market capitalization has

been anything but spectacular, the cryptocurrency market is still in its infancy.

According to the World Bank, global savings have shown consistent growth in

recent decades. In the year 2015, the evaluation of global traditional savings was

approximately 19,000 billion USD#.

Compared to the colossal size of the global

market for traditional savings, the cryptocurrency market is immensely

undervalued. Considering the groundbreaking utility and global nature of

blockchain technology, the cryptocurrency market presents a tremendous

untapped potential for growth.

As of April 2017, an estimated 11.5 million wallets are active. The average value
stored in each wallet has increased significantly, driven by gradual mainstream
adoption of crypto-assets, and thus resulting in the higher market capitalization.
For example, since Jan 2017, the market capitalization has exploded by 10 times.
This surge in the market capitalization has shown little to no intention of slowing
down.

With the help of smart-contracts over the Ethereum blockchain, PECULIUM
provides transparent solutions for the investment of traditional savings in crypto-
assets. Using Artificial Intelligence, PECULIUM maximizes benefits from the
thriving cryptocurrency markets. PECULIUM merges traditional savings and
cryptocurrency markets via blockchain technology in a mutually beneficial
relationship, potentially providing outstanding returns for the invested savings.

INNOVATION

PECULIUM platform is powered by the blockchain technology. A blockchain is a
form of digital ledger, which is used to log all transactions. The blocks in the
blockchain are analogous to the pages of the ledger. These blocks are linked by
secured cryptographic functions, which make ledger immutable.

A blockchain is stored over the network in a decentralized fashion. Simultaneous and
synchronized existence of multiple copies of the blockchain avoids a single point
of failure. Furthermore, the transactions over the blockchain can be verified by
anyone, making the blockchain technology an ideal, uniquely democratized
vehicle for a completely transparent and trusted business.

Ethereum (ETH) blockchain has introduced smart-contracts to a wide range of
businesses and users. Compared to a non-smart digital ledger containing only
transactions, Ethereum blockchain allows simple programs running over the
digital ledger. These smart transactions are called smart-contracts. Once created,
these smart-contracts remain immutable over the blockchain.

Therefore, these smart-contracts provide a completely transparent and trust-less way of signing a pledge of confidence directly between the engaging parties. By virtue of these
smart-contracts, PECULIUM conducts its business over the Ethereum blockchain,
which further improves decentralization of the platform and leads to the
democratization of the contractual relationships.

Our advisor, AIΞVE is designed to learn from the analysis of the massive amounts
of historical information. AIΞVE can read news articles, books, novels and other

PRODUCTS

Solidus

SOLIDUS is an end to end smart-contract designed specifically for Businesses and
Institutions. SOLIDUS is offered at various intervals of 1 week, 1 month, quarterly,
and 6 monthly etc.

SOLIDUS integrates all (137+) basic algorithm features such as security, stability,
balance, serenity. Apart from the technical analysis, indicators and the rating
reports, all benefits available on the PECULIUM platform are already integrated
into the SOLIDUS. Most importantly, SOLIDUS benefits from the power of AIΞVE's
self-governing. SOLIDUS allows a limited modulation of AIΞVE.

Alterus

ALTERUS is an end to end smart-contract designed specifically for large businesses
and financial institutions. Compared to the SOLIDUS, it provides far greater control
over saving-management parameters allowing financial institutions to appeal to
brokers in delegation of management. ALTERUS with SOLIDUS will provide a
broad spectrum of flexibility and autonomy over the savings management. Our
ALTERUS products include :

ALTERUS classic autonomous management without AIΞVE

ALTERUS B delegation of management without AIΞVE

ALTERUS B+ delegation of management with AIΞVE

ALTERUS C+ autonomous management with help of AIΞVE

Singulus

SINGULUS is the grassroots solution provided by PECULIUM. It is designed
specifically for Individual investors or groups of individuals. SINGULUS is equipped
with basic features such as risk management, security, and stability. Modification
of the SINGULUS is possible via subscription of a wide range of features. It allows
calling brokers and partners for financial management, which enriches SINGULUS
with the ability to self-manage as well as the flexibility to delegate. SINGULUS also

allows management of funds by the help of AIΞVE in the form of a subscription

SINGULUS management without AIΞVE

SINGULUS + management with AIΞVE